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FUN Loan Application Terms

By ENSLive @ eNovaStories Live on:

Forever Uplift Network (FUN)

Loan Terms and Conditions

Effective Date: 01/07/2025
Version: 1.0

This agreement outlines the terms and conditions under which Members of Forever Uplift Network (hereinafter referred to as “FUN”) may access loan facilities offered through its credit programs. By submitting a loan application, the Member acknowledges and agrees to be legally bound by these terms.

1. Definition of Terms

  • "FUN" refers to Forever Uplift Network, including its financial advisory team, loan administrators, affiliates, and systems that manage credit operations.
  • "Member" refers to any individual whose FUN membership is active and in good standing, and who is eligible to apply for loan services.
  • "Loan" refers to a financial credit facility issued to the Member by FUN under specified terms.
  • "Personal Loan" means a short-term credit facility designed to meet individual financial needs, such as planned purchases or personal emergencies.
  • "Emergency Loan" refers to a rapid-response credit facility intended to support urgent and unforeseen financial needs.
  • "Interest Rate" is the cost of borrowing, calculated as a percentage of the loan amount and added to the total repayment.

2. Loan Eligibility

  • Be fully registered and verified as a FUN Member.
  • Have no outstanding or delinquent loan obligations.
  • Provide truthful and accurate financial information during the application process.

Submission of false or misleading information may lead to disqualification, denial of services, or legal action.

3. Loan Products and Limits

Personal Loan

  • Minimum amount: UGX 50,000
  • Maximum amount: UGX 200,000
  • Repayment period: 15 to 30 days
  • Interest rate: 15% per loan term

Emergency Loan

  • Minimum amount: UGX 30,000
  • Maximum amount: UGX 100,000
  • Repayment period: 3 to 7 days
  • Interest rate: 10% per loan term

Note: These rates are subject to change at the sole discretion of FUN. Any adjustments shall be communicated prior to effect.

4. Loan Approval and Disbursement

  • All loans are subject to review and approval by FUN’s credit team.
  • Approval is not automatic. FUN considers membership standing, financial behavior, previous loan history, and internal risk assessments.
  • Disbursement occurs through the preferred method specified during application (typically mobile money).

5. Repayment Obligations

  • Member agrees to repay the loan and applicable interest within the approved loan term.
  • Repayment must be made via designated FUN channels.
  • Late repayments may lead to penalties, service suspension, or legal action.
  • FUN may report delinquency to credit bureaus or initiate legal recovery.

6. Member Responsibilities

  • Ensure timely repayment of the loan as agreed.
  • Use loan funds for lawful purposes only.
  • Proactively notify FUN in case of difficulty with repayment.
  • FUN is not liable for misuse of funds by the Member.

7. Interest and Fees

  • Interest is charged once per loan term.
  • Administrative charges may apply for late payments or default.
  • Loan application implies agreement with current terms and interest rates.

8. Default and Enforcement

  • Default occurs if repayment is not made on time, false information is given, or the Member's account is suspended.
  • In case of default, FUN may revoke membership, initiate legal recovery, or engage collection agents.

9. Communication and Notices

  • FUN will use SMS, email, WhatsApp, or Member Portal for communication.
  • All messages sent to the last known contact are considered served.

10. Amendments

  • FUN reserves the right to change these terms at any time.
  • Changes will be communicated via official channels. Continued use implies acceptance.

11. Governing Law

These terms are governed by the laws of the Republic of Uganda.

12. Contact Information

📧 Email: hi@easysavego.com
📞 Hotline: +256 764 360 555
🌐 Website: https://fun.easysavego.com

By applying for any loan product, the Member confirms that they have read, understood, and agreed to the terms and conditions set forth herein.

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